At D&G Independent, our mortgage team can access the whole of the market to bring you the best possible deal. Our Mortgage Manager, Pete Chappell, explains what this means and how seeking a mortgage adviser could offer more benefits than heading to the high street when you next need a mortgage.
If you’re moving house, read our latest Home Finance newsletter for the latest on the property market, mortages and insurance.
For the latest on inheritance tax planning, pensions and mortgages, please read our Wealth Management newsletter.
D&G Quarterly Market Insights 2019
For quarterly market insights, a review of the global economy, an update on portfolios and a comment on post-Brexit forecasting, watch the latest from Jason Broomer from our investments partners at Square Mile Investment Consulting & Research.
Read the latest Market Update for Q2 from our investment partners at Square Mile Investment Services.
As you get older, the opportunities to borrow money against your home considerably reduce yet your reasons to seek finance are just as valid as those you would have had 30 years ago. Peter Chappell, our Whole of Market Mortgage Consultant, takes a look at how later life lending could benefit you and your family.
Gary Slater is a pension transfer specialist authorised by the FCA to offer advice on occupational pension transfers. As the Government has officially banned pension cold-calling, Gary discusses the dangers of sophisticated scammers and how to avoid them.
Gary Slater is a pension transfer specialist authorised by the FCA to offer advice on occupational pension transfers. In this introduction to pension transfers, Gary explains exactly what a defined benefit transfer is and what you should do if you are considering your pension options.
Investors who were promised 8%pa returns have found out that Bond & ISA provider London Capital & Finance has gone into administration leaving 14,000 investors in limbo as to whether they will get back the capital they invested.
Our Winter Home Finance Newsletter reviews the property market, including the latest news for construction and housing supply.
For the latest on pensions and financial planning, please read our Winter Wealth Management Newsletter.
Q1 2019 Market Update from Square Mile Research
Andrew Johnston, Portfolio Manager at Square Mile Research, shares the latest market developments and insights.
For the latest insights into the investment markets, please read our latest Market Update.
Q4 Market Insights
Jason Broomer, Head of Investments at Square Mile, discusses how global markets, trade wars and Brexit uncertainties are impacting UK portfolios.
Our Autumn Home Finance Newsletter reviews the property market, including the latest news for Buy-to-Let Landlords.
For the latest on retirement and pensions, please read our Autumn Wealth Management Newsletter.
Please read the latest Market Update that reflects on the impact of Brexit and global markets. Produced in partnership with Square Mile Investment Services.
Having saved your entire working life for a comfortable retirement and felt financially savvy for much of this time, you probably think it’s impossible for you to fall victim to a pension scam. Yet by using a credible amount of financial knowledge, a professional looking website and plausible testimonials, the sophisticated scammer is getting harder and harder to spot.
Mold-based D&G Independent Ltd is backing fellow wealth management specialist, Jamie Farquhar, as he completes five open water swimming challenges for CASCAID and Great Ormond Street Hospital Charity.
If saving a deposit for your first or next home seems an impossible task, the Government’s Help To Buy scheme could help.
D&G Independent Limited is pleased to welcome Dave McGeough to its growing mortgage and protection team.
Latest Market Insights
Catch up on the latest from our fund research partners at Square Mile. Jason Broomer, Head of Investments at Square Mile, shares the latest insights and challenges facing the market today.
D&G Independent Ltd, a rapidly growing financial planning and wealth management company based in North East Wales, has joined forces with a high pedigree investment research and consulting business to optimise its investment proposition for new and existing clients.
Click here to read the latest financial review from our investment research specialists.
If you are looking for your dream home, it is wise to consider all aspects of the move long before you start packing boxes. Buying a new property can be a costly business but by budgeting effectively and understanding the fees involved, you can enjoy peace of mind throughout the process. Pete Chappell, our expert mortgage adviser, summarises some of the costs to consider within your budget.
SIFA Conference 2018
D&G Independent, a Mold-based wealth management company, is an official sponsor of local Insurance Broker, John Peers, as he embarks on an intrepid motorbike adventure across Eastern Europe and the Arctic!
D&G Independent is proud to be working in partnership with SIFA (Solicitors for Independent Financial Advisers).
When a highly attractive low mortgage rate pops up across comparison sites, it can be tempting to snap it up but latest industry research has confirmed that the lowest headline rate is not always the cheapest option.
According to the Pensions Policy Institute, some of the UK’s poorest pensioners are relying on almost 80% of their state pension as their primary source of income.
In April 2015, the Treasury introduced new rules that gave over-55s greater access to their personal pension savings.
The Work and Pensions Select Committee has urged the Government to include a ban on pension cold calls in its Financial Claims and Guidance Bill, which is due its second reading in January.
In its latest update, the FCA (Financial Conduct Authority) has issued a fresh warning about the risks involved in accepting ‘free’ pension advice.
Independent Financial Advisers from D&G Independent travelled to the Millennium Hotel in Mayfair to get the latest industry updates and learn more about proposed regulatory changes from the financial advisory service provider, True Potential.
The announcement from Philip Hammond in his Autumn Budget made first-time buyers exempt from stamp duty with immediate effect when purchasing a property up to the value of £300,000. For those buying properties valued up to £500,000, partial relief will be given.
If you have recently accumulated or received a lump sum, such as from an inheritance, dividend or company bonus, knowing whether to save or invest it can be challenging.
Buying your first house can be a bewildering experience. Saving for a deposit is made more challenging by student debt, high rent and low wages.
Darren Booth, director of wealth management company D&G Independent Ltd, and his partner Dawn have donated £2,000 to the maternity ward at Glan Clwyd Hospital.
Representatives from D&G Independent will be attending the annual Sponsors Day at Ruthin Town Football Club on Saturday 25th November 2017.
On Thursday 19th October, directors and independent financial advisers at D&G Independent Limited travelled to Manchester to attend a seminar on pensions, investments and regulatory issues hosted by Prudential.
Gary Slater, Director and IFA at D&G Independent, has recently successfully been awarded the FCA accredited IFS Award in Pension Transfers (AwPETR). This additional qualification, along with his Level 6 Diploma in Investment Planning (DipIP) and special permissions from the FCA, allows Gary to provide professional advice on occupational pension transfers and opt outs.
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D&G Independent Limited is authorised and regulated by the Financial Conduct Authority, No 585148.
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